Money isn’t everything but it can come in handy at uni, which is what student loans are
But one of the first things you’ll notice about money when you go to uni is how quick
some people burn through it.
And then you’ve got the sensible types, who seem to make the pennies stretch forever.
Not sure which category you fall into?
Read on to find out the four types of students you’re likely to meet in your first year.
The Password Collector
These people collect passwords like jet setters collect air miles. After all, why spend
money on Amazon Prime when you can use someone else’s account?
They only wanted to borrow your login to watch the last season of The US Office.
But that’s how they get you, along with anyone else who’s ever dared to lend them any
of their passwords.
Unashamedly frugal and stingy on nights out, they’ll probably finish uni with change left
over from the amount they’ve saved.
Likely to get a round in? Definitely not
The Big Spender
AKA the student who lives life with no regrets. “It’s only money, you can’t take it with you” they’ll shout across the SU bar.
While most students rely on the bus to get to lectures, big spenders have no problem
splurging for an Uber.
The big spender can’t wait for their loan to drop and will probably never know how far
into their overdraft they are.
But it’s that sort of carefree attitude that most students love. That and the fact they’re
always willing to pay for a taxi home on a night out.
Likely to get a round in? Always
The Eat-Out Connoisseur
The Eat-Out connoisseur uses their loan to sample the local delicacies of their
newfound home town or city – from curries to kebabs via the chicken shop.
Just like a 12-inch pepperoni pizza, the Eat-Out connoisseur’s cash doesn’t last long, as
the money spent eating out quickly mounts up.
While their flatmates stick to two-for-Tuesdays, Eat-Out connoisseurs can’t get enough
of eating out. If it wasn’t for tastecard, they’d be ringing the bank of dad by Christmas.
Likely to get a round in? Chips are a better bet
The Money Saviour
The Money Saviour has never spent their birthday money and probably knows how tax
works, which is why they’re doing an accountancy course.
They’ll have at least ten budgeting apps on their phone and a job too before they’ve
even met their lecturer.
No one is savvier with discount codes than the Money Saviour and you’ll never catch
them without their National Express Coachcard.
And while everyone frets about when their student loan is going to drop, they’ll be
thinking of ways to pay theirs back.
Likely to get a round in? If you get the next one
Wish you could be more savvy with your student loan?
Why not open a NatWest student account and choose from three great offers.
No matter what type of student you are, NatWest could help. The high street bank is
offering all students a choice of either an Amazon Prime Student membership, a
tastecard membership for 50% or 2 for 1 off your food at thousands of UK restaurants or
a 4 year National Express Coachcard offering 1/3 off fares – savings that can prove
essential at uni.
To find out more or to open an account visit
Apply online only. Account eligibility criteria apply and Ts&Cs apply.